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TDS Calculator

Work out the TDS deduction on payments you make or receive. Choose the section, enter the amount and see the math instantly.

In rupees. The result updates live as you change section or amount.

194A deducts 10% with PAN, 20% without PAN on interest (banks, fds).
TDS rate10%
TDS amount₹10,000
Net paid₹90,000
Section194A

194A deducts 10% TDS on interest (banks, fds). The payer files it as a credit in your Form 26AS.

HOW TO USE

  1. 1Pick the payment type from the list on the left.
  2. 2Enter the payment amount in rupees on the left.
  3. 3Toggle PAN provided or No PAN, the rate is higher without PAN.
  4. 4Read the TDS rate, amount and net payment on the right.

EXAMPLE

INPUT

194A interest on FD, ₹1,00,000, PAN provided

OUTPUT

TDS ₹10,000 at 10%, net paid ₹90,000

FAQ

What happens if the deductee does not have a PAN?
TDS is deducted at the higher of the applicable rate or 20% per Section 206AA, effectively 20% without PAN for all sections including goods and crypto.
How is the TDS amount reported?
The deductor files it through a TDS return and it appears in your Form 26AS / AIS on the Income Tax portal as a credit.
Do I get a refund if the tax is over-deducted?
Yes, if the total TDS exceeds your annual tax liability, you can claim a refund when you file your income tax return.

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