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Savings Calculator: PPF, RD, FD

Estimates based on current rates. PPF rate is as per latest government notification. RD and FD rates are indicative. Actual rates may vary by bank.

PPF minimum is ₹500/month.

PPF runs for a fixed 15 years at the government-notified rate of 7.1% per year. The monthly contribution is the only input.

15-yr horizon
Total contribution₹90,000
Total interest₹69,866
Maturity amount₹1,59,866
Year-by-year breakdown
YearContributionInterestBalance
1₹6,000₹199₹6,199
2₹12,000₹853₹12,853
3₹18,000₹1,995₹19,995
4₹24,000₹3,661₹27,661
5₹30,000₹5,889₹35,889
6₹36,000₹8,721₹44,721
7₹42,000₹12,201₹54,201
8₹48,000₹16,376₹64,376
9₹54,000₹21,298₹75,298
10₹60,000₹27,020₹87,020
11₹66,000₹33,603₹99,603
12₹72,000₹41,109₹1,13,109
13₹78,000₹49,605₹1,27,605
14₹84,000₹59,165₹1,43,165
15₹90,000₹69,866₹1,59,866

Estimates based on indicative rates. PPF rate follows the latest government notification. RD and FD rates vary by bank.

HOW TO USE

  1. 1Pick a scheme: PPF, Recurring Deposit, or Fixed Deposit.
  2. 2Enter the deposit amount, rate and tenure.
  3. 3The maturity value and total interest are shown instantly.
  4. 4Review the year-by-year breakdown to see how your money grows.

EXAMPLE

INPUT

RD: ₹5,000/month, 6.5% p.a., 5 years

OUTPUT

Maturity ≈ ₹3,55,000 with interest of roughly ₹55,000

FAQ

Are these rates official?
The PPF rate follows the latest government notification. RD and FD rates are indicative. Actual rates vary by bank.
How is RD interest compounded?
Recurring deposits are typically compounded quarterly on each monthly installment.
Is my data sent to a server?
No. All calculations run in your browser.

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