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SIP Calculator

See how a Systematic Investment Plan grows with monthly compounding. Enter your monthly amount, expected annual return and time horizon, results update instantly in your browser.

Amount you invest every month, in rupees.

Expected annual return rate as a percentage.

Investment horizon in years.

Total Invested₹12,00,000
Wealth Gained₹11,23,390.76
Future Value₹23,23,390.76

Investing ₹10,000 every month at 12% per year for 10 years, compounded monthly.

HOW TO USE

  1. 1Enter your monthly SIP amount.
  2. 2Enter the expected annual return rate.
  3. 3Set the investment time horizon in years.
  4. 4See the future value, total invested and wealth gained instantly.

EXAMPLE

INPUT

₹10,000/month, 12% p.a., 10 years

OUTPUT

Future value ₹23.2 lakh, invested ₹12 lakh, wealth gained ₹11.2 lakh

FAQ

How are SIP returns calculated?
Each monthly installment compounds at the expected annual rate, giving an approximation of what a Systematic Investment Plan could grow to.
Is the return guaranteed?
No. The expected rate is an assumption. Actual mutual fund returns depend on market performance.
Is my data sent to a server?
No. All calculations run in your browser.

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